
Clear refinance and debt education for everyday decisions
Refinance Guide USA is an independent educational project focused on mortgage refinancing, debt consolidation and credit topics. The goal is to explain complex ideas in plain language so you can ask better questions before you sign anything.
Start with refinance basicsGuides
Structured guides to help you understand mortgage refinancing, debt consolidation and credit in the United States.
Refinance Basics
Nov 29, 2025
Learn the core concepts, benefits and risks of refinancing your home loan, and the key points to compare before changing your mortgage.
Read guide →
Debt Consolidation Basics
Nov 28, 2025
Understand the main options to consolidate high-interest debt and a practical checklist to review before making a decision.
Read guide →
Credit Score Fundamentals
Feb 1, 2025
A clear introduction to how credit scores work, why they matter and which habits may help improve your profile over time.
Read guide →